Best Bank Transfer Casinos in the US

Bank Transfer is one of the oldest payment methods out there. There are many legal US bank transfer casinos, but this option is not as widespread as you might expect.

To get started, we have created a list of top-performing bank transfer online casinos. We also provide detailed instructions for deposits and withdrawals, and we highlight the full benefits.

Top Bank Transfer Casino Sites in 2021

# Casino Bonus
1.
888casino

$ 500 BONUS

$20 free + 120% up to $500

888casino
  • Excellent games
  • VIP progrram
  • Run by reputable operator
VISA
PayPal
VIP Preferred
Play+
Bank Transfer
30 x bonus
2.
BetMGM Casino

$ 1,000 BONUS

$25 free + 100% up to $1,000

BetMGM Casino
  • Great bonus offer
  • Quality mobile apps
  • Wide gaming library
VISA
PayPal
VIP Preferred
Play+
PayNearMe
No deposit bonus: 1 x bonus
Welcome bonus: 15 x bonus
3.
BetRivers Casino

$ 250 BONUS

100% up to $250

BetRivers Casino
  • Player-friendly bonus
  • Refined game lobby
  • User-friendly navigation
VISA
PayPal
VIP Preferred
Play+
PayNearMe
1 x bonus

Not all online casinos that accept Bank Transfer transactions are created equal. We went through several important stages to single out only the best. We have evaluated the security, customer support responsiveness, quality of mobile apps, and more.

Bank Transfer Casino Winners by Category

Best Bank Transfer casinos by category
Best new casino

TwinSpires Casino

Best mobile apps

Caesars Casino

Best live casino

888casino

Best casino games

Golden Nugget Casino

Fastest withdrawals

BetMGM Casino

Best overall

BetMGM Casino

When it comes to online casinos, there are always some that outperform others in a specific category. The better they perform in a particular aspect, the easier it is to single them out for that particular category.

Whether mobile performance, bonus value, or game quality, we have covered the best by-category casinos in the table below.

"Bank Transfer is convenient payment method letting you deposit and withdraw funds directly to your bank account. This service lets you make cost-free and secure transactions and it can be used by anyone with a valid US bank account.” Make a Bank Transfer deposit

Advantages and Disadvantages of Bank Transfer

Bank Transfer is the umbrella term for different names such as ACH, bank wire, wire transfer, direct bank transfer, instant bank transfer, and others. They might sound different, but the transfer process is essentially always the same.

This payment option is trustworthy, convenient, and cost-free. It’s an effective funds transfer payment method that’s used by many banks, customers, and businesses all over the US.

Additionally, it’s one of the most secure ways to transfer funds, limiting the risk of third-party interception of your sensitive personal details through firewalls, multi-factor authentication measures, and more.

Let’s have a look at the positives and negatives of Bank Transfer:

Bank Transfer advantages
  • Reputable payment method
  • Easy to set up
  • Convenient transactions
  • Various security measures
  • Extended transaction limits
  • No fees applied
Bank Transfer disadvantages
  • Slower deposits and withdrawals
  • Transactions appear on bank statements
  • Requires a bank account

How To Find the Best Bank Transfer Online Casinos?

If you’re not keen on using credit cards, e-wallets, and in-person payment methods, then online casino bank transfers may be the perfect solution for you. Here’s an easy guide on finding the best bank transfer casinos.

1
check out bank transfer casino top list
Check our casino top list

Refer to our top list that shows online casinos that accept bank transfer and read the reviews for more information.

2
click sign up
Sign up at the online casino

Once you’ve picked up an operator that works for you, click the ‘Sign Up’ or ‘Register’ button.

3
enter account data
Create your casino account

Enter the necessary personal details to create your casino account. Don’t forget to enter your casino bonus code.

4
opt in for the bonus
Opt-in for casino bonuses
5
deposit with bank transfer
Make a Bank Transfer deposit

Make a deposit using a Bank Transfer and start playing for real money.

Deposit & Withdrawal

Bank Transfer is available for both deposits and withdrawals through your casino account. The transactions are processed directly from your bank account, which is a straightforward process.

To help you out make your first online casino bank transfer, we’ve prepared how-to guides for both deposits and withdrawals.

How To Make a Bank Transfer Casino Deposit?

Step by step bank transfer depositing at casinos

  1. Log in to your account
  2. Go to the ‘Cashier’ and select ‘Deposit’
  3. Select Bank Transfer by clicking on the icon
  4. Enter or select your desired deposit amount
  5. Choose your bank from the provided list
  6. Insert your bank login details and confirm the payment
  7. Complete your deposit

Before you make a bank transfer deposit, please double-check, and verify with your bank that it allows Bank Transfers.

To use the instant bank transfer method, you need to enable your bank’s “Bill Pay” facility. Only checking and savings accounts are available, while business bank accounts are not supported.

Even though these bank transfers are free of charge, some banks consider online casino deposits as cash advance transactions and may charge you some additional fees.

If your bank transfer deposit is declined, make sure you have sufficient funds to cover your deposit and that you have not surpassed the deposit limit.

How To Withdraw Your Winnings?

Step by step bank transfer withdrawals at casinos

  1. Log in to your account
  2. Go to the ‘Cashier’ and select ‘Withdraw’
  3. Select Bank Transfer by clicking on the icon
  4. Choose your bank from the list when prompted
  5. Enter or select your desired withdrawal amount
  6. Insert your bank login details and click on ‘Withdraw
  7. Complete your withdrawal

Keep in mind that regulated US casinos will require additional verification documents to confirm your identity before you can issue a withdrawal request.

Casino Limits, Fees and Payout Time

Transactions times, fees and limits
Minimum deposit

$10

Maximum deposit

$500-$25,000

Minimum withdrawal

$10-$20

Maximum withdrawal

$50,000 or no limit

Withdrawal time

2-5 days

Fees

None

The minimum and maximum amounts vary per operator. In general, the Bank Transfer limits are higher compared to other payment methods on the market.

Once you fund your casino account with a bank transfer, you can enjoy instant access to funds, as all deposits are instant.

Bank transfer withdrawals appear within 4 business days in your bank account after the casino processes your request, which can take up to 2 days.

The time required to process a bank transfer will vary from bank to bank due to the safety and security considerations in place.

Besides this, online casinos don’t impose charges on bank transfers. However, your bank may do so. Contact your local bank to find out more about Bank Transfer charges on their end.

Bank Transfer Casino Bonuses

Online casinos that accept Bank Transfer feature various bonuses that range from welcome bonuses to free spins and cashback bonuses. Fortunately, with Bank Transfer, you are eligible for all types of bonuses and rewards. Below, we have singled out a few stand-out offers:

# Casino Bonus
1.
TwinSpires Casino

$ 500 BONUS

Up to $500 risk-free + 200 free spins

TwinSpires Casino
  • Generous amount of spins
  • No wagering
  • Eligible on one game
VISA
PayPal
Play+
ACH
PayNearMe
N/A
2.
Virgin Casino

$ 100 BONUS

Up to $100 cash back + $15 free

Virgin Casino
  • No wagering
  • No excluded games
  • Very short expiration
VISA
VIP Preferred
PayNearMe
Cash at Cage
Bank Transfer
Welcome bonus: 1 x bonus
3.
Borgata Online Casino

$ 1,000 BONUS

$20 free + 100% up to $1,000

Borgata Online Casino
  • Generous table games contribution
  • Average wagering
  • 2-week expiry
VISA
PayPal
VIP Preferred
Play+
PayNearMe
No deposit bonus: 1 x bonus
Welcome bonus: 15 x bonus

Our Top 3 Mobile Bank Transfer Casinos

Bank transfer casinos don’t offer the same experience on mobile and desktop. Some of them have taken few additional steps to provide a seamless mobile experience. This is why we have outlined shortlisted the best bank transfer mobile casinos:

Golden Nugget – Best Games

Golden Nugget Casino overview
License

NJ, MI, WV

Payout time

5-7 days

Deposit limits

$50-$10,000 daily

Withdrawal limits

$500-No maximum

Games

800+

Review

Golden Nugget Casino review

Golden Nugget is one of the best online casinos in the US. Their mobile library is filled with all kinds of casino games that run without any issues on both Android and iOS.

The mobile app offers great gaming filters, excellent bonuses, and the overall layout makes navigating throughout the app a breeze.

888casino – Modern Design

888casino overview
License

NJ

Payout time

4-6 days

Deposit limits

$10-N/A

Withdrawal limits

$10-N/A

Games

300+

Review

888casino review

888casino is an experienced online casino brand. Their mobile app is available for both iOS and Android, and it boasts a wide range of casino games, promotions, and loyalty incentives.

We’ve singled out their mobile app due to its outstanding performance, sleek design, and overall excellent loading speeds.

Unibet Casino – Responsive Interface

Unibet Casino overview
License

NJ, PA

Payout time

3-5 days

Deposit limits

$10-N/A

Withdrawal limits

$10-N/A

Games

600+

Review

Unibet Casino review

Thanks to its minimalistic and responsive user interface, Unibet offers and satisfying mobile experience through its iOS and Android apps.

The apps let you take advantage of various promotions and competitive bonuses and enjoy a diverse selection of casino games, including live dealer games.

Alternative Payment Methods

Bank transfers are one of the easiest ways to fund your casino account, and however, just like any payment method on the US market, it comes with several limitations.

One of the main drawbacks of bank transfers is both deposits and withdrawals can be lengthy. Besides this, to use this payment method, you must have a bank account with one of the eligible US banks. 

If you’re looking for alternative ways to make casino payments, we have listed several handy payment methods:

Why You Should Choose Bank Transfer Online Casinos

Bank Transfer presents one of the oldest funding options for online casinos. It’s very easy to set up and comes with high transfer limits.

Compared to other payment methods, it’s better than some payment methods, like in-person and credit/debit card payments, but it does come with longer processing times.

If speed is not essential to you, then a bank transfer may be the ideal online casino payment method for you.

FAQs

Yes, of course. Many legal US casinos accept it, but it’s not very widespread. Nonetheless, we expect more casino sites to start offering Bank transfers as a deposit and withdrawal option to players. Here you can find a list of top online casinos accepting bank transfer in the USA.

Bank transfer is among the safest payment methods on the market. It’s a lot safer than credit/debit cards, as you’re not sharing your sensitive personal information when making online casino payments. It uses advanced security measures, like encryption, 2FA, codes, and more.

Making deposits using Bank Transfer is a hassle-free process. Just head over to the casino’s cashier and select Bank Transfer from the provided payment methods. Then enter your deposit amount and follow the on-screen instruction. Anyway, we’ve created a detailed guide on depositing if you require more information.

No, there aren’t any fees, and this applies to both deposits and withdrawals at all online casinos that accept Bank transfers. Besides this, opening a bank account is also free of charge. However, keep in mind that there might be some maintenance fees from the bank’s side.

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