Online Baccarat Casinos in the US

Browse legal, top-rated Baccarat online casinos in the US, independently reviewed by our team of in-house experts. These sites are hand-picked based on criteria like security, games, payouts and bonuses.

In this page you can learn about the rules of Baccarat, optimal play for maximum profit, and common terms used in this casino classic. Check out the important details!

Best Baccarat Casino Sites in 2022

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How We Choose Top Baccarat Casinos

Take a look at our selection process for rating Baccarat casino sites. You can look at these criteria when judging a new casino by yourself.

  • Security and reputation

    Security is our primary concern which is why the first thing we look is licensing information. We only feature legally licensed online casinos within US borders. That way, you and all your deposits come protected by law, unlike the case with some offshore casinos.

  • Variety of Games

    The gaming variety outside Baccarat is just as important for variety’s sake. We select Baccarat online casinos rich in slots, other table games, poker, live casino tables, and more. Baccarat itself doesn’t have much variety, but some providers like Evolution put Baccarat in a spotlight with their fantastic tables like Baccarat Squeeze.

  • Baccarat Bonuses

    Next to games, bonuses play a big role. They can be quite lucrative on Baccarat, but as we said the wagering requirements are much higher. There are many casinos that offer great bonuses even the beyond the welcome offer, through loyalty rewards, tournaments, cash backs and similar.

  • Payment Speed

    The payout speed is typically the fastest through e-wallets, so we make sure to feature Baccarat casino sites that offer this option. SMS, direct payments, in-person payments and credit cards are additional options you’ll run into.

  • Customer Treatment

    Customer support includes availability of live chat and response times. Typically the best casinos have a fast live chat service, preferably around the clock. However 24/7 support times are still not a standard in the US like in some leading European casinos.

How to Play Baccarat Online for Real Money

Aimed at beginners, a complete step-by-step guide from creating your casino account to making your first bet at the Baccarat table.

1
choose site
Choose site

Choose a Baccarat online casino from our top list. Create your free account.

2
select and open game
Select and open a game

Once you have an account, head to the Games library open a game of Baccarat.

3
place your bet
Place your bet

You can place a bet on Player, Banker or Tie

4
look at your cards
Look at the cards

After bets are placed, Player and Banker get two cards each

5
winner is declared
A winner is declared

The side with the card sum closest to 9 is the winning hand

6
third card draw
(Optional step) Third card draw

After the initial 2 cards, If the sum of Player or Banker hand is between 0-5, dealer shows a third card.

Claim Baccarat Casino Bonuses

Even a table game like Baccarat is not excluded from bonuses. The best Baccarat online casinos offer a sizable welcome bonus that can be wagered on standard and live baccarat. Here are the other types of bonuses you can claim.

  • No deposit bonus

    No deposit bonus money is gifted to players after registration for free. This bonus to be wagered, but a deposit isn’t required to claim or withdraw its winnings. This bonus type can be sometimes wagered on Baccarat, but usually wagering is limited to slots only.

  • Welcome bonus

    The welcome bonus is available at every US online casino. It’s the highest value bonus you can claim. With this bonus, operators match your first deposit by 100% or 200%, doubling or tripling your money, respectively. Most welcome bonuses are playable on Baccarat, but the wagering requirements are higher compared to playing slots.

  • Cashback bonus

    Cashback bonuses are small incentives for loyal players, they work like any other cash back scheme. In online casinos, usually a percentage of your losses is returned to you at the end of the payment cycle. This cashback is often considered bonus money that must be wagered.

  • Loyalty bonus

    Loyalty bonuses come in many shapes and sizes. Online casinos with big loyalty schemes have tiered rewards that improve as you play. These rewards include loyalty bonuses such as match bonus, free spins, cash back, and similar.

Keep in mind, compared to slots, wagering on Baccarat can take 10 times as long. At least in theory. If a bonus’ wagering requirements are 25X, they are usually 250X for table like like Baccarat, Roulette and Blackjack.

However, compared to European casinos, US casinos don’t tend to limit the player bet size during wagering. This is significant because it allows for the wagering process to be completed much faster than slots. It’s much more lucrative to play Baccarat with a bonus in US online casinos compared to the rest of the world.

Types of Online Baccarat Games

Compared to Blackjack and Roulette, and especially slots, Baccarat is extremely limited in variety. There are only a handful of notable variants available at US online casinos.

netent baccarat online

Baccarat

netent baccarat online

Punto Banco

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Chemin de Fer

netent baccarat online

Three Card Baccarat

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Baccarat Live

The best variety is experienced at live dealer casinos by providers like Evolution Gaming. They offer game variants like Baccarat Squeeze which take your gaming experience to the next level.

Types of Baccarat Bets, Payouts and Odds

The first thing any beginner should know is that you are not playing as the “Player” in Baccarat. Look at the Player and Banker bets like Red and Black in Roulette, they are just names attributed to a bet type.

Here’s how the odds look like for each bet type.

TypePayoutHouse edge
Player1:11.36%
Banker1:11.06%
Tie9:114.4%

Betting on the Banker is the most profitable option in the long run. There are no downsides to this, no matter how many times you repeat your bet. Still, we like Baccarat because the both main bet types have respectable payouts.

We don’t recommend betting on Tie, because the chances of a Tie are very low. The increased payout potential is not worth the risk at all.

Betting on Tie in Baccarat

The odds of a Tie happening is 9.5% in any given round of Baccarat, meaning it should happen approximately once every 10 rounds. However, the payouts are 8:1 and sometimes 9:1, making this bet type way less profitable than Player or Banker.

Rules of Baccarat

Some of these don’t fall under the official rulebook but players should be aware of a set of unwritten rules that apply to this game. As a new player, they will speed up your learning process.

Rules of Baccarat

  1. 10, J, Q, K are equal to 0
  2. Cards 2 through 9 have the same face value
  3. The ace is worth 1 point
  4. The card suit is irrelevant
  5. The Player and Banker can get a maximum of 3 cards per game round
  6. A bet can only be placed at the start of the round
  7. The initial bet can’t be “doubled-up” or increased in any way

Baccarat can be somewhat confusing to start because of the way cards are counted, and how each hand is calculated at end of round. These tips should give you all the base knowledge you need to start playing immediately.

Third Card Rule

The third card rule simply determines whether a third card will be drawn or not. This depends entirely on the previous two cards, and the total sum i.e. hand value of the Player and Banker.

This chart highlights when a third card is drawn, and when the dealer “stands” and ends the game round with 2 cards per hand.

Baccarat Betting Tips

Since Baccarat games don’t involve any significant player input, there is no room for strategizing. This game offers good odds, but luck will be your only deciding factor.

We offer useful tips that apply to playing at Baccarat online casinos and the game itself, such as the appropriate bet type for players interested in maximum profit.

Baccarat betting tips

  1. Don’t bet on tie – For players looking to maximize profits, betting on tie will never be worth it in the long run. The odds of a tie are less than 10% and the payouts don’t match the risk involved, compared to Player and Banker bets.
  2. Avoid Baccarat betting systems  – Betting systems, such as the Martingale, are a common gambling fallacy that is usually related to simple games like Baccarat online. In reality, no betting system can change the odds of the game, therefore it can’t help you win more. What’s more, some of these betting systems can be dangerous. They insist on increasing your bet after a loss, quickly leading to exponential losses.
  3. Choose the game with best odds  – Simple enough, but still needs to be said. There are several Baccarat online variants, including live Baccarat. Some of these come with interesting, extra features, or a completely new betting type, but with reduced odds compared to traditional options. The game info is available within each game interface, where you can see the odds for yourself.
  4. Be careful with your budget – Playing with a predetermined budget applies to Baccarat very closely, as this high-roller friendly game typically allows super-high betting limits where big swings in loss and profit happen in a flash.
  5. Don’t chase losses – Not chasing losses goes hand in hand with having a predetermined bankroll. It’s the most common way people lose way more than they intend to. On a losing streak, it’s best to take a break and go back with a fresh mindset.

Alternative Game Types

Baccarat is the simplest table game, which is its biggest downfall. It can get boring fast. Games like Blackjack offer more involved, dynamic gameplay, if that’s what you’re after. Roulette offers similar odds and gameplay to Baccarat, but with an arguably more exciting wheel system and no cards. Video Poker is an interesting mix of slots and poker, which can satisfy card game players as well.

Baccarat Has One of the Best Odds Around

Baccarat is known as a high-roller game, but it’s actually one of the most beginner-friendly casino games. It combines the simplicity of Roulette with the sense of control brought by card games like Blackjack and Poker.

The game’s easy access will be appealing to many, but this simplicity is also the reason Baccarat is not as popular as Blackjack and Roulette in the US. Nonetheless, you can enjoy it in many regular and live dealer variants at any of the best Baccarat casino sites.

FAQs

Yes, many US online casinos let you play Baccarat online for free or real money. All you have to do is sign-up at a casino by creating your free account. For real play, you will have to make a cash deposit using your payment method of choice.

The best bet in Baccarat is Banker. Betting on Banker provides the lowest house edge, only slightly lower than Player. Based on the odds, betting on Banker and Player is not much different, even though Banker is a bit ahead. However, betting on Tie is never recommended.

Baccarat is much simpler than Blackjack, and it doesn’t involve any element of skill. As a 100% luck-based game, it differs quite a bit from Blackjack. Both games are played using cards, but Blackjack allows for more player input and strategy during gameplay.

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